We can show you exactly what’s hurting your score & how you can work to fix it.
We understand the financial distress our clients face. D&D Financial Solutions LLC mission is to help our clients resolve their debt in the shortest time possible so they can enjoy the quality of life they deserve. With our deep knowledge and experience, we will guide our clients through an individualized debt repayment plan that takes their unique needs into consideration. We understand our clients place a great deal of trust in us and we work every day to earn and keep that confidence.
We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair.
We ask your creditors to verify the negative items they’re reporting. If they can’t, they are required by law to stop reporting them.
We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals.
45% of your score is determined by items being reported to the credit bureaus by your creditors—your repayment history and credit inquiries.
Every credit situation is different but, our average member uses our services for
Disputing an item on your credit report has absolutely no impact on your credit score. If your dispute is successful and your credit history is corrected, you may see a positive change in your credit score. All the more reason why you should always try to have inaccurate items removed.
You can’t have accurate information removed from your credit report unless the information is more than seven years old, in which case the Fair Credit Reporting Act dictates the credit reporting company must expunge it from your credit history. Bankruptcies can remain on your report for 10 years.